NE Provenance

92-102 Granite St

Westerly, RI 02891

Commercial
Owner
Coz...
Owner Type
LLC
Tenure
8 yrs
Assessed
$1,392,300
Built
1884
Sq Ft
2,640
Lot
4.03 ac
Bed/Bath
—
Type
Commercial
Elevated Risks19ConditionC1Fire GradeBPermits71Last PermitFeb 2026FloodX

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92-102 Granite St, Westerly, RI 02891— Property Report

Building& Property Details

92-102 Granite St is a Commercial built in 1884 located in Westerly, Washington County, RI. The building has 2,640 square feet of building area on a 4.03-acre lot.

Flood Zone & Natural Hazard Assessment

92-102 Granite St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 136 mph. The ground snow load is 30 psf. The EPA radon zone is 2.

Fire Protection

NE Provenance rates the fire protection for 92-102 Granite St at Grade B (Strong fire protection access). The nearest fire station, 7 UNION ST, is 0.6 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 71 building permits on file for 92-102 Granite St. The most recent permit was filed February 26, 2026. In the past five years, 52 permits have been issued. The current municipal assessment is $1,392,300. The deed history includes 2 recorded conveyances.

Environmental & Land Use

92-102 Granite St is classified as a waterfront property. Mapped wetlands are present on or adjacent to the parcel.

WesterlyNeighborhood & Community

92-102 Granite St is located in Westerly, Washington County, RI. The property is zoned HC (Highway Commercial). The median home value in this census tract is $415,200. Median household income is $101,671. The owner-occupancy rate in the surrounding area is 85%. The property is served by the Westerly school district.

Full Property Intelligence Report

The complete NE Provenance report for 92-102 Granite St, Westerly, RI includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.