NE Provenance

85 Central St

Rowley, MA 01969

residentialSingle Family
Owner
Nei...
Owner Type
Individual
Tenure
27 yrs
Assessed
$676,600
Built
1810
Sq Ft
2,001
Lot
4.25 ac
Bed/Bath
4/1
Type
Single Family
Elevated Risks22ConditionC4Fire GradeDPermits1Last PermitAug 2023FloodA

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85 Central St, Rowley, MA 01969— Property Report

Home& Property Details

85 Central St is a Antique single family built in 1810 located in Rowley, Essex County, MA. The home has 2,001 square feet of living area on a 4.25-acre lot. The home has 4 bedrooms, 1 bathroom, 1 half bath across 3 stories.

Flood Zone & Natural Hazard Assessment

85 Central St is in FEMA flood zone A. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 85 Central St at Grade D (Limited fire protection access). The nearest fire station, ROWLEY FIRE DEPARTMENT, is 2.1 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.

Building Permits & Property History

Municipal records show 1 building permit on file for 85 Central St. The most recent permit was filed August 1, 2023. In the past five years, 1 permit has been issued. The current municipal assessment is $676,600, with $328,300 attributed to land and $348,300 to improvements. The property last sold on December 1, 1998 for $269,000. The deed history includes 1 recorded conveyance.

Environmental & Land Use

85 Central St is classified as a waterfront property. The property is located within a designated historic district.

RowleyNeighborhood & Community

85 Central St is located in Rowley, Essex County, MA. The property is zoned Outlying (Outlying). The median home value in this census tract is $633,900. Median household income is $132,019. The owner-occupancy rate in the surrounding area is 82%. The property is served by the Triton school district.

Full Property Intelligence Report

The complete NE Provenance report for 85 Central St, Rowley, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.