NE Provenance

644 Washington St

Gloucester, MA 01930

residentialSingle Family
Owner
Mac...
Owner Type
Individual
Assessed
$1,219,700
Built
1900
Sq Ft
1,528
Lot
0.08 ac
Bed/Bath
2/3
Type
Single Family
Elevated Risks30ConditionC5Fire GradeCPermits1Last PermitJun 2025FloodAESurgeCat 3

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644 Washington St, Gloucester, MA 01930— Property Report

Home& Property Details

644 Washington St is a Colonial single family built in 1900 located in Gloucester, Essex County, MA. The home has 1,528 square feet of living area on a 0.08-acre lot. The home has 2 bedrooms, 3 bathrooms, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

644 Washington St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 3 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 1-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 644 Washington St at Grade C (Adequate fire protection access). The nearest fire station, GLOUCESTER FIRE DEPARTMENT, is 1.2 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure.

Building Permits & Property History

Municipal records show 1 building permit on file for 644 Washington St. The most recent permit was filed June 25, 2025. In the past five years, 1 permit has been issued. The current municipal assessment is $1,219,700, with $802,300 attributed to land and $417,400 to improvements. The property last sold on July 17, 2025 for $1,050,000. The deed history includes 8 recorded conveyances.

Environmental & Land Use

644 Washington St is classified as a waterfront property. Mapped wetlands are present on or adjacent to the parcel. Dam exposure is rated High.

GloucesterNeighborhood & Community

644 Washington St is located in Gloucester, Essex County, MA. The property is zoned R-10 (Medium High Density Residential). The median home value in this census tract is $660,000. Median household income is $126,977. The owner-occupancy rate in the surrounding area is 80%. The property is served by the Gloucester school district.

Full Property Intelligence Report

The complete NE Provenance report for 644 Washington St, Gloucester, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.