NE Provenance

643 Haverhill St

Reading, MA 01867

residentialSingle Family
Owner
Sev...
Owner Type
Individual
Tenure
13 yrs
Assessed
$783,900
Built
1961
Sq Ft
1,842
Lot
2.80 ac
Bed/Bath
3/1
Type
Single Family
Elevated Risks20ConditionC2Fire GradeDPermits9Last PermitJun 2023FloodAE

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643 Haverhill St, Reading, MA 01867— Property Report

Home& Property Details

643 Haverhill St is a Cape Cod single family built in 1961 located in Reading, MIDDLESEX County, MA. The home has 1,842 square feet of living area on a 2.80-acre lot. The home has 3 bedrooms, 1 bathroom, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

643 Haverhill St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 643 Haverhill St at Grade D (Limited fire protection access). The nearest fire station, NORTH READING FIRE DEPARTMENT, is 1.6 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.

Building Permits & Property History

Municipal records show 9 building permits on file for 643 Haverhill St. The most recent permit was filed June 25, 2023. In the past five years, 1 permit has been issued. The current municipal assessment is $783,900, with $501,300 attributed to land and $282,600 to improvements. The property last sold on August 17, 2012 for $376,500.

Environmental & Land Use

Mapped wetlands are present on or adjacent to the parcel.

ReadingNeighborhood & Community

643 Haverhill St is located in Reading, MIDDLESEX County, MA. The property is zoned S-20 (Single Family Residence 20 District). The median home value in this census tract is $656,600. Median household income is $147,162. The owner-occupancy rate in the surrounding area is 86%. The property is served by the Reading school district.

Full Property Intelligence Report

The complete NE Provenance report for 643 Haverhill St, Reading, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.