NE Provenance

640 Pearl St

Reading, MA 01867

residentialSingle Family
Owner
Bla...
Owner Type
Individual
Tenure
5 yrs
Assessed
$807,700
Built
1958
Sq Ft
1,376
Lot
0.46 ac
Bed/Bath
3/1
Type
Single Family
Elevated Risks18ConditionC3Fire GradeCPermits7Last PermitNov 2023FloodX

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640 Pearl St, Reading, MA 01867— Property Report

Home& Property Details

640 Pearl St is a Ranch single family built in 1958 located in Reading, MIDDLESEX County, MA. The home has 1,376 square feet of living area on a 0.46-acre lot. The home has 3 bedrooms, 1 bathroom across 1 story.

Flood Zone & Natural Hazard Assessment

640 Pearl St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 640 Pearl St at Grade C (Adequate fire protection access). The nearest fire station, READING FIRE DEPARTMENT, is 1.9 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure.

Building Permits & Property History

Municipal records show 7 building permits on file for 640 Pearl St. The most recent permit was filed November 13, 2023. In the past five years, 1 permit has been issued. The current municipal assessment is $807,700, with $528,200 attributed to land and $279,500 to improvements. The property last sold on June 9, 2021 for $625,000.

ReadingNeighborhood & Community

640 Pearl St is located in Reading, MIDDLESEX County, MA. The property is zoned S-20 (Single Family Residence 20 District). The median home value in this census tract is $830,200. Median household income is $174,338. The owner-occupancy rate in the surrounding area is 91%. The property is served by the Reading school district.

Full Property Intelligence Report

The complete NE Provenance report for 640 Pearl St, Reading, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.