NE Provenance

55 Prospect St

Gloucester, MA 01930

Commercial
Owner
Kev...
Owner Type
Trust
Tenure
22 yrs
Assessed
$481,100
Built
1900
Sq Ft
2,370
Lot
0.14 ac
Bed/Bath
—
Type
Commercial
Elevated Risks18ConditionC5Fire GradeAPermits1Last PermitJul 2025FloodX

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55 Prospect St, Gloucester, MA 01930— Property Report

Building& Property Details

55 Prospect St is a Wharf / Marina commercial built in 1900 located in Gloucester, Essex County, MA. The building has 2,370 square feet of building area on a 0.14-acre lot.

Flood Zone & Natural Hazard Assessment

55 Prospect St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 55 Prospect St at Grade A (Excellent fire protection access). The nearest fire station, GLOUCESTER FIRE DEPARTMENT, is 0.1 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 1 building permit on file for 55 Prospect St. The most recent permit was filed July 27, 2025. In the past five years, 1 permit has been issued. The current municipal assessment is $481,100, with $204,900 attributed to land and $276,200 to improvements. The property last sold on December 3, 2003 for $1. The deed history includes 1 recorded conveyance.

GloucesterNeighborhood & Community

55 Prospect St is located in Gloucester, Essex County, MA. The property is zoned R-5 (High Density Residential). The median home value in this census tract is $459,200. Median household income is $48,377. The owner-occupancy rate in the surrounding area is 35%. The property is served by the Gloucester school district.

Full Property Intelligence Report

The complete NE Provenance report for 55 Prospect St, Gloucester, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.