520 Thames StBristol, RI 02809
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520 Thames St is a Commercial built in 1950 located in Bristol, Bristol County, RI. The building has 3,074 square feet of building area on a 0.39-acre lot. The building has 3 bathrooms across 1 story.
520 Thames St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.
NE Provenance rates the fire protection for 520 Thames St at Grade B (Strong fire protection access). The nearest fire station, 189 THAMES ST, is 0.3 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.
Municipal records show 12 building permits on file for 520 Thames St. The most recent permit was filed May 3, 2024. In the past five years, 3 permits have been issued. The current municipal assessment is $1,054,700, with $470,900 attributed to land and $583,800 to improvements. The deed history includes 1 recorded conveyance.
520 Thames St is classified as a waterfront property. Dam exposure is rated Low.
520 Thames St is located in Bristol, Bristol County, RI. The property is zoned W (Waterfront). The median home value in this census tract is $360,800. Median household income is $92,098. The owner-occupancy rate in the surrounding area is 29%. The property is served by the Bristol-Warren Regional school district.
The complete NE Provenance report for 520 Thames St, Bristol, RI includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.