NE Provenance

497 Walnut St

Saugus, MA 01906

residentialSingle Family
Owner
Dzi...
Owner Type
Individual
Tenure
6 yrs
Assessed
$552,500
Built
1945
Sq Ft
1,488
Lot
0.12 ac
Bed/Bath
3/1
Type
Single Family
Elevated Risks18ConditionC3Fire GradeBPermits1Last PermitMar 2025FloodX

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497 Walnut St, Saugus, MA 01906— Property Report

Home& Property Details

497 Walnut St is a Cape Cod single family built in 1945 located in Saugus, Essex County, MA. The home has 1,488 square feet of living area on a 0.12-acre lot. The home has 3 bedrooms, 1 bathroom, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

497 Walnut St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 40 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 497 Walnut St at Grade B (Strong fire protection access). The nearest fire station, SAUGUS FIRE DEPARTMENT, is 0.9 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 1 building permit on file for 497 Walnut St. The most recent permit was filed March 21, 2025. In the past five years, 1 permit has been issued. The current municipal assessment is $552,500, with $281,200 attributed to land and $271,300 to improvements. The property last sold on March 30, 2020 for $460,000. The deed history includes 2 recorded conveyances.

SaugusNeighborhood & Community

497 Walnut St is located in Saugus, Essex County, MA. The property is zoned R-1 (Single Family Residential A). The median home value in this census tract is $573,900. Median household income is $112,330. The owner-occupancy rate in the surrounding area is 80%. The property is served by the Saugus school district.

Full Property Intelligence Report

The complete NE Provenance report for 497 Walnut St, Saugus, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.