NE Provenance

492 State St

Belchertown, MA 01007

residentialSingle Family
Owner
Cra...
Owner Type
Individual
Tenure
13 yrs
Assessed
$383,300
Built
2001
Sq Ft
1,978
Lot
0.93 ac
Bed/Bath
3/2
Type
Single Family
Elevated Risks19Fire GradeEFloodNOT DIGITIZED

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492 State St, Belchertown, MA 01007— Property Report

Home& Property Details

492 State St is a Colonial single family built in 2001 located in Belchertown, HAMPSHIRE County, MA. The home has 1,978 square feet of living area on a 0.93-acre lot. The home has 3 bedrooms, 2 bathrooms, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

492 State St is in FEMA flood zone NOT DIGITIZED. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 35 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 492 State St at Grade E (Minimal fire protection access). The nearest fire station, BELCHERTOWN FIRE DEPARTMENT, is 2.3 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.

Building Permits & Property History

The current municipal assessment is $383,300, with $71,300 attributed to land and $312,000 to improvements. The property last sold on January 25, 2013 for $199,000.

BelchertownNeighborhood & Community

492 State St is located in Belchertown, HAMPSHIRE County, MA. The property is zoned AG-A (Primary Agricultural). The median home value in this census tract is $347,000. Median household income is $103,697. The owner-occupancy rate in the surrounding area is 71%. The property is served by the Belchertown school district.

Full Property Intelligence Report

The complete NE Provenance report for 492 State St, Belchertown, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.