NE Provenance

491 Main St & Rt 157

Middlefield, CT 06455

residentialSingle Family
Owner
Ahl...
Owner Type
Individual
Tenure
24 yrs
Assessed
$230,700
Built
1950
Sq Ft
960
Lot
1.73 ac
Bed/Bath
—
Type
Single Family
Elevated Risks19ConditionC4Fire GradeBPermits2Last PermitApr 2026FloodX

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491 Main St & Rt 157, Middlefield, CT 06455— Property Report

Home& Property Details

491 Main St & Rt 157 is a Cape Cod single family built in 1950 located in Middlefield, Lower Connecticut River Valley Planning Region, CT. The home has 960 square feet of living area on a 1.73-acre lot.

Flood Zone & Natural Hazard Assessment

491 Main St & Rt 157 is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.

Fire Protection

NE Provenance rates the fire protection for 491 Main St & Rt 157 at Grade B (Strong fire protection access). The nearest fire station, Middlefield Volunteer Fire Company, is 0.3 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 2 building permits on file for 491 Main St & Rt 157. The most recent permit was filed April 21, 2026. In the past five years, 2 permits have been issued. The current municipal assessment is $230,700, with $128,200 attributed to land and $102,500 to improvements.

MiddlefieldNeighborhood & Community

491 Main St & Rt 157 is located in Middlefield, Lower Connecticut River Valley Planning Region, CT. The property is zoned MD (Residential). The median home value in this census tract is $371,400. Median household income is $95,935. The owner-occupancy rate in the surrounding area is 85%. The property is served by the Regional School District 13 school district.

Full Property Intelligence Report

The complete NE Provenance report for 491 Main St & Rt 157, Middlefield, CT includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.