NE Provenance

490 Middle St

Amherst, MA 01002

residentialSingle Family
Owner
Nes...
Owner Type
Individual
Tenure
5 yrs
Assessed
$657,500
Built
2019
Sq Ft
1,854
Lot
0.80 ac
Bed/Bath
3/2
Type
Single Family
Elevated Risks16ConditionC1Fire GradeDPermits4Last PermitApr 2024FloodX

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490 Middle St, Amherst, MA 01002— Property Report

Home& Property Details

490 Middle St is a Ranch single family built in 2019 located in Amherst, HAMPSHIRE County, MA. The home has 1,854 square feet of living area on a 0.80-acre lot. The home has 3 bedrooms, 2 bathrooms, 1 half bath across 1 story.

Flood Zone & Natural Hazard Assessment

490 Middle St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 40 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 490 Middle St at Grade D (Limited fire protection access). The nearest fire station, AMHERST FIRE DEPARTMENT, is 3.8 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.

Building Permits & Property History

Municipal records show 4 building permits on file for 490 Middle St. The most recent permit was filed April 25, 2024. In the past five years, 4 permits have been issued. The current municipal assessment is $657,500, with $206,000 attributed to land and $451,500 to improvements. The property last sold on October 30, 2020 for $520,000.

AmherstNeighborhood & Community

490 Middle St is located in Amherst, HAMPSHIRE County, MA. The property is zoned RO (Outlying Residence). The median home value in this census tract is $418,600. Median household income is $158,081. The owner-occupancy rate in the surrounding area is 65%.

Full Property Intelligence Report

The complete NE Provenance report for 490 Middle St, Amherst, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.