NE Provenance

490 Main St & Rt 157

Middlefield, CT 06455

Commercial
Owner
Tim...
Owner Type
Individual
Tenure
22 yrs
Assessed
$280,800
Built
1969
Sq Ft
3,281
Lot
0.64 ac
Bed/Bath
—
Type
Commercial
Elevated Risks18ConditionC2Fire GradeDPermits5Last PermitApr 2023FloodX

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490 Main St & Rt 157, Middlefield, CT 06455— Property Report

Building& Property Details

490 Main St & Rt 157 is a Bank / Financial commercial built in 1969 located in Middlefield, Lower Connecticut River Valley Planning Region, CT. The building has 3,281 square feet of building area on a 0.64-acre lot.

Flood Zone & Natural Hazard Assessment

490 Main St & Rt 157 is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.

Fire Protection

NE Provenance rates the fire protection for 490 Main St & Rt 157 at Grade D (Limited fire protection access). The nearest fire station, Middlefield Volunteer Fire Company, is 0.4 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.

Building Permits & Property History

Municipal records show 5 building permits on file for 490 Main St & Rt 157. The most recent permit was filed April 11, 2023. In the past five years, 5 permits have been issued. The current municipal assessment is $280,800, with $91,100 attributed to land and $189,700 to improvements.

MiddlefieldNeighborhood & Community

490 Main St & Rt 157 is located in Middlefield, Lower Connecticut River Valley Planning Region, CT. The property is zoned PC (Planned Commercial). The median home value in this census tract is $371,400. Median household income is $115,545. The owner-occupancy rate in the surrounding area is 85%. The property is served by the Regional School District 13 school district.

Full Property Intelligence Report

The complete NE Provenance report for 490 Main St & Rt 157, Middlefield, CT includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.