NE Provenance

481 Humphrey St

Swampscott, MA 01907

residentialMulti-Family
Owner
Ben...
Owner Type
Individual
Tenure
4 yrs
Assessed
$703,400
Built
1798
Sq Ft
1,535
Lot
0.14 ac
Bed/Bath
3/1
Type
Multi-Family
Elevated Risks21ConditionC1Fire GradeBPermits6Last PermitJun 2024FloodAESurgeCat 2

Building & Site Intelligence

Complete building characteristics, construction details, and site data from municipal assessor records and supplementary sources.

Available intelligence on this tab

Construction typeExterior & roof materialsFoundationHeating & cooling systemsStories, bedrooms, bathroomsBuilding & roof footprintGarage & parkingZoning & land useElevationSoil type & drainageUtility connectionsNearest structure distanceDensity classificationEnergy code tierAlternate addressesUSPS mailing cityAddress verification

Data coverage varies by municipality — check availability

Unlock full intelligence for 481 Humphrey St

Property professional?

Full access to 481 Humphrey St and 4.7M+ others

Free for 14 days, cancel anytime

Home owner, buyer, or seller?

Your agent can share the full report with you for free

Search for Other Properties

481 Humphrey St, Swampscott, MA 01907— Property Report

Home& Property Details

481 Humphrey St is a Colonial multi-family built in 1798 located in Swampscott, Essex County, MA. The home has 1,535 square feet of living area on a 0.14-acre lot. The home has 3 bedrooms, 1 bathroom across 2 stories.

Flood Zone & Natural Hazard Assessment

481 Humphrey St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 2 hurricane storm surge inundation zone based on NOAA SLOSH modeling. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 40 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 481 Humphrey St at Grade B (Strong fire protection access). The nearest fire station, SWAMPSCOTT FIRE DEPARTMENT, is 0.7 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 6 building permits on file for 481 Humphrey St. The most recent permit was filed June 22, 2024. In the past five years, 6 permits have been issued. The current municipal assessment is $703,400, with $245,700 attributed to land and $457,700 to improvements. The property last sold on December 10, 2021 for $580,000. The deed history includes 5 recorded conveyances.

Environmental & Land Use

481 Humphrey St is classified as a waterfront property.

SwampscottNeighborhood & Community

481 Humphrey St is located in Swampscott, Essex County, MA. The property is zoned B1 (Business). The median home value in this census tract is $850,900. Median household income is $130,184. The owner-occupancy rate in the surrounding area is 84%. The property is served by the Swampscott school district.

Full Property Intelligence Report

The complete NE Provenance report for 481 Humphrey St, Swampscott, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.