NE Provenance

481 Central St

Saugus, MA 01906

Commercial
Owner
Dem...
Owner Type
Individual
Tenure
10 yrs
Assessed
$222,100
Built
1900
Sq Ft
884
Lot
0.04 ac
Bed/Bath
—/2
Type
Commercial
Elevated Risks19Fire GradeBFloodX

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481 Central St, Saugus, MA 01906— Property Report

Building& Property Details

481 Central St is a Wharf / Marina commercial built in 1900 located in Saugus, Essex County, MA. The building has 884 square feet of building area on a 0.04-acre lot. The building has 2 bathrooms across 1 story.

Flood Zone & Natural Hazard Assessment

481 Central St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Moderate. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 40 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 481 Central St at Grade B (Strong fire protection access). The nearest fire station, SAUGUS FIRE DEPARTMENT, is 0.5 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

The current municipal assessment is $222,100, with $115,000 attributed to land and $107,100 to improvements. The property last sold on April 14, 2016 for $144,000. The deed history includes 6 recorded conveyances.

SaugusNeighborhood & Community

481 Central St is located in Saugus, Essex County, MA. The property is zoned R-3 (General And Two Family Residential). The median home value in this census tract is $562,000. Median household income is $81,193. The owner-occupancy rate in the surrounding area is 74%. The property is served by the Saugus school district.

Full Property Intelligence Report

The complete NE Provenance report for 481 Central St, Saugus, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.