NE Provenance

48 Pearl St

Groton, CT 06355

residentialSingle Family
Owner
Den...
Owner Type
Individual
Tenure
6 yrs
Assessed
$615,100
Built
1849
Sq Ft
1,510
Lot
0.25 ac
Bed/Bath
3/1
Type
Single Family
Elevated Risks21Fire GradeBFloodAESurgeCat 2

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48 Pearl St, Groton, CT 06355— Property Report

Home& Property Details

48 Pearl St is a Colonial single family built in 1849 located in Groton, Southeastern Connecticut Planning Region, CT. The home has 1,510 square feet of living area on a 0.25-acre lot. The home has 3 bedrooms, 1 bathroom across 2 stories.

Flood Zone & Natural Hazard Assessment

48 Pearl St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 2 hurricane storm surge inundation zone based on NOAA SLOSH modeling. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.

Fire Protection

NE Provenance rates the fire protection for 48 Pearl St at Grade B (Strong fire protection access). The nearest fire station, Mystic Fire Department B. F. Hoxie Engine Company, is 0.6 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

The current municipal assessment is $615,100, with $363,400 attributed to land and $251,700 to improvements.

GrotonNeighborhood & Community

48 Pearl St is located in Groton, Southeastern Connecticut Planning Region, CT. The property is zoned RS-12 (Residential Single Unit 12000 Square Feet). The median home value in this census tract is $465,700. Median household income is $151,312. The owner-occupancy rate in the surrounding area is 83%. The property is served by the Groton school district.

Full Property Intelligence Report

The complete NE Provenance report for 48 Pearl St, Groton, CT includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.