48 Monument SqConcord, MA 01742
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48 Monument Sq is a Retail / Dining commercial built in 1716 located in Concord, MIDDLESEX County, MA. The building has 33,664 square feet of building area on a 0.92-acre lot.
48 Monument Sq is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).
NE Provenance rates the fire protection for 48 Monument Sq at Grade B (Strong fire protection access). The nearest fire station, CONCORD FIRE DEPARTMENT, is 0.5 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.
Municipal records show 26 building permits on file for 48 Monument Sq. The most recent permit was filed March 19, 2026. In the past five years, 24 permits have been issued. The current municipal assessment is $6,439,400, with $1,342,400 attributed to land and $5,097,000 to improvements. The property last sold on June 12, 2019 for $9,494,400.
The property is located within a designated historic district. Dam exposure is rated Low.
48 Monument Sq is located in Concord, MIDDLESEX County, MA. The property is zoned B (Business). The median home value in this census tract is $1,397,200. Median household income is $190,265. The owner-occupancy rate in the surrounding area is 92%.
The complete NE Provenance report for 48 Monument Sq, Concord, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.