NE Provenance

46-48 Humphrey St

Swampscott, MA 01907

residentialMulti-Family
Owner
Swa...
Owner Type
LLC
Tenure
10 yrs
Assessed
$1,178,300
Built
1910
Sq Ft
3,876
Lot
0.10 ac
Bed/Bath
9/3
Type
Multi-Family
Elevated Risks19Fire GradeAFloodAESurgeCat 2

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46-48 Humphrey St, Swampscott, MA 01907— Property Report

Home& Property Details

46-48 Humphrey St is a Multi-Family built in 1910 located in Swampscott, Essex County, MA. The home has 3,876 square feet of living area on a 0.10-acre lot. The home has 9 bedrooms, 3 bathrooms across 3 stories.

Flood Zone & Natural Hazard Assessment

46-48 Humphrey St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 2 hurricane storm surge inundation zone based on NOAA SLOSH modeling. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 40 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 46-48 Humphrey St at Grade A (Excellent fire protection access). The nearest fire station, SWAMPSCOTT FIRE DEPARTMENT, is less than 0.1 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

The current municipal assessment is $1,178,300, with $380,300 attributed to land and $798,000 to improvements. The property last sold on November 25, 2015 for $7,200,000. The deed history includes 3 recorded conveyances.

Environmental & Land Use

46-48 Humphrey St is classified as a waterfront property.

SwampscottNeighborhood & Community

46-48 Humphrey St is located in Swampscott, Essex County, MA. The property is zoned A4 (Residence). The median home value in this census tract is $710,500. Median household income is $103,900. The owner-occupancy rate in the surrounding area is 74%. The property is served by the Swampscott school district.

Full Property Intelligence Report

The complete NE Provenance report for 46-48 Humphrey St, Swampscott, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.