NE Provenance

48 Harding St

Milford, MA 01757

residentialSingle Family
Owner
Abr...
Owner Type
Individual
Tenure
2 yrs
Assessed
$687,200
Built
1977
Sq Ft
3,488
Lot
0.68 ac
Bed/Bath
6/4
Type
Single Family
Elevated Risks17ConditionC1Fire GradeBPermits21Last PermitOct 2025FloodX

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48 Harding St, Milford, MA 01757— Property Report

Home& Property Details

48 Harding St is a Colonial single family built in 1977 located in Milford, WORCESTER County, MA. The home has 3,488 square feet of living area on a 0.68-acre lot. The home has 6 bedrooms, 4 bathrooms, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

48 Harding St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 40 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 48 Harding St at Grade B (Strong fire protection access). The nearest fire station, HOPEDALE FIRE DEPARTMENT, is 1.2 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 21 building permits on file for 48 Harding St. The most recent permit was filed October 30, 2025. In the past five years, 11 permits have been issued. The current municipal assessment is $687,200, with $201,800 attributed to land and $485,400 to improvements. The property last sold on November 6, 2023 for $675,000.

MilfordNeighborhood & Community

48 Harding St is located in Milford, WORCESTER County, MA. The property is zoned RB (Single Family Residential). The median home value in this census tract is $436,000. Median household income is $96,762. The owner-occupancy rate in the surrounding area is 89%. The property is served by the Milford school district.

Full Property Intelligence Report

The complete NE Provenance report for 48 Harding St, Milford, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.