NE Provenance

48 Cottage Rd

Newbury, MA 01951

residentialSingle Family
Owner
Pap...
Owner Type
Individual
Tenure
30 yrs
Assessed
$1,354,300
Built
1994
Sq Ft
2,778
Lot
0.66 ac
Bed/Bath
3/2
Type
Single Family
Elevated Risks23ConditionC4Fire GradeEPermits1Last PermitSep 2014FloodAESurgeCat 4

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48 Cottage Rd, Newbury, MA 01951— Property Report

Home& Property Details

48 Cottage Rd is a Cape Cod single family built in 1994 located in Newbury, Essex County, MA. The home has 2,778 square feet of living area on a 0.66-acre lot. The home has 3 bedrooms, 2 bathrooms, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

48 Cottage Rd is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 4 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 1-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Moderate. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 48 Cottage Rd at Grade E (Minimal fire protection access). The nearest fire station, NEWBURY FIRE DEPARTMENT, is 2.6 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.

Building Permits & Property History

Municipal records show 1 building permit on file for 48 Cottage Rd. The most recent permit was filed September 8, 2014. The current municipal assessment is $1,354,300, with $825,800 attributed to land and $528,500 to improvements. The property last sold on September 29, 1995 for $230,000. The deed history includes 1 recorded conveyance.

Environmental & Land Use

48 Cottage Rd is classified as a waterfront property.

NewburyNeighborhood & Community

48 Cottage Rd is located in Newbury, Essex County, MA. The property is zoned PR (Parker River Residential). The median home value in this census tract is $776,100. Median household income is $112,059. The owner-occupancy rate in the surrounding area is 87%. The property is served by the Triton school district.

Full Property Intelligence Report

The complete NE Provenance report for 48 Cottage Rd, Newbury, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.