Building& Property Details
40 Neck Rd is a Antique mixed use built in 1740 located in Old Lyme, Lower Connecticut River Valley Planning Region, CT. The building has 2,900 square feet of building area on a 1.09-acre lot. The building has 5 bedrooms, 4 bathrooms, 1 half bath across 2 stories.
Flood Zone & Natural Hazard Assessment
40 Neck Rd is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 1-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.
Fire Protection
NE Provenance rates the fire protection for 40 Neck Rd at Grade D (Limited fire protection access). The nearest fire station, Old Lyme Fire Department, is 0.8 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.
Building Permits & Property History
The current municipal assessment is $1,461,100, with $1,014,200 attributed to land and $446,900 to improvements. The property last sold on May 15, 2001 for $720,000.
Environmental & Land Use
40 Neck Rd is classified as a waterfront property. Mapped wetlands are present on or adjacent to the parcel.
Old LymeNeighborhood & Community
40 Neck Rd is located in Old Lyme, Lower Connecticut River Valley Planning Region, CT. The property is zoned WF-20 (Waterfront Business District). The median home value in this census tract is $439,100. The owner-occupancy rate in the surrounding area is 85%. The property is served by the Regional School District 18 school district.
Full Property Intelligence Report
The complete NE Provenance report for 40 Neck Rd, Old Lyme, CT includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.
40 Neck Rd