NE Provenance

39 Chapin St

Ludlow, MA 01056

residentialSingle Family
Owner
Car...
Owner Type
Individual
Tenure
3 yrs
Assessed
$385,300
Built
1977
Sq Ft
2,680
Lot
0.92 ac
Bed/Bath
—
Type
Single Family
Elevated Risks17ConditionC1Fire GradeAPermits12Last PermitJan 2026FloodAE

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39 Chapin St, Ludlow, MA 01056— Property Report

Home& Property Details

39 Chapin St is a Split Level single family built in 1977 located in Ludlow, HAMPDEN County, MA. The home has 2,680 square feet of living area on a 0.92-acre lot.

Flood Zone & Natural Hazard Assessment

39 Chapin St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 35 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 39 Chapin St at Grade A (Excellent fire protection access). The nearest fire station, WILBRAHAM FIRE DEPARTMENT, is 0.4 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 12 building permits on file for 39 Chapin St. The most recent permit was filed January 25, 2026. In the past five years, 11 permits have been issued. The current municipal assessment is $385,300, with $81,000 attributed to land and $304,300 to improvements. The property last sold on March 1, 2023 for $395,000. The deed history includes 3 recorded conveyances.

Environmental & Land Use

Mapped wetlands are present on or adjacent to the parcel. Dam exposure is rated Moderate.

LudlowNeighborhood & Community

39 Chapin St is located in Ludlow, HAMPDEN County, MA. The property is zoned RA (Residential A). The median home value in this census tract is $305,400. Median household income is $75,916. The owner-occupancy rate in the surrounding area is 78%. The property is served by the Ludlow school district.

Full Property Intelligence Report

The complete NE Provenance report for 39 Chapin St, Ludlow, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.