NE Provenance

38 Cove Rd

Westerly, RI 02891

residentialSingle Family
Owner
Vel...
Owner Type
Individual
Tenure
26 yrs
Assessed
$814,600
Built
1988
Sq Ft
1,745
Lot
0.12 ac
Bed/Bath
3/2
Type
Single Family
Elevated Risks19ConditionC2Fire GradeCPermits9Last PermitMay 2013FloodAESurgeCat 2

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38 Cove Rd, Westerly, RI 02891— Property Report

Home& Property Details

38 Cove Rd is a Colonial single family built in 1988 located in Westerly, Washington County, RI. The home has 1,745 square feet of living area on a 0.12-acre lot. The home has 3 bedrooms, 2 bathrooms, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

38 Cove Rd is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 2 hurricane storm surge inundation zone based on NOAA SLOSH modeling. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 136 mph. The ground snow load is 30 psf. The EPA radon zone is 2.

Fire Protection

NE Provenance rates the fire protection for 38 Cove Rd at Grade C (Adequate fire protection access). The nearest fire station, 1 LANGWORTHY RD, is 1.1 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure.

Building Permits & Property History

Municipal records show 9 building permits on file for 38 Cove Rd. The most recent permit was filed May 13, 2013. The current municipal assessment is $814,600.

WesterlyNeighborhood & Community

38 Cove Rd is located in Westerly, Washington County, RI. The property is zoned HDR-10 (High Density Residential). The median home value in this census tract is $940,900. Median household income is $108,753. The owner-occupancy rate in the surrounding area is 88%. The property is served by the Westerly school district.

Full Property Intelligence Report

The complete NE Provenance report for 38 Cove Rd, Westerly, RI includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.