NE Provenance

294 N Water St

Stonington, CT 06378

residentialSingle Family
Owner
Ric...
Owner Type
Individual
Tenure
3 yrs
Assessed
$830,100
Built
1920
Sq Ft
1,816
Lot
1.84 ac
Bed/Bath
3/2
Type
Single Family
Elevated Risks23ConditionC2Fire GradeBPermits5Last PermitJan 2026FloodAESurgeCat 1

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294 N Water St, Stonington, CT 06378— Property Report

Home& Property Details

294 N Water St is a Conventional single family built in 1920 located in Stonington, Southeastern Connecticut Planning Region, CT. The home has 1,816 square feet of living area on a 1.84-acre lot. The home has 3 bedrooms, 2 bathrooms across 2 stories.

Flood Zone & Natural Hazard Assessment

294 N Water St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 1-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.

Fire Protection

NE Provenance rates the fire protection for 294 N Water St at Grade B (Strong fire protection access). The nearest fire station, Stonington Borough Fire Department, is 0.8 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 5 building permits on file for 294 N Water St. The most recent permit was filed January 6, 2026. In the past five years, 4 permits have been issued. The current municipal assessment is $830,100, with $499,700 attributed to land and $330,400 to improvements. The property last sold on October 3, 2022 for $1,150,000.

Environmental & Land Use

294 N Water St is classified as a waterfront property. Dam exposure is rated Low.

StoningtonNeighborhood & Community

294 N Water St is located in Stonington, Southeastern Connecticut Planning Region, CT. The property is zoned RC-120 (Residential Moderate Density). The median home value in this census tract is $611,800. Median household income is $92,651. The owner-occupancy rate in the surrounding area is 73%. The property is served by the Stonington school district.

Full Property Intelligence Report

The complete NE Provenance report for 294 N Water St, Stonington, CT includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.