NE Provenance

286 Pine St

Gardner, MA 01440

residentialSingle Family
Owner
Arn...
Owner Type
Individual
Tenure
16 yrs
Assessed
$110,000
Built
2001
Sq Ft
1,152
Lot
0.17 ac
Bed/Bath
3/1
Type
Single Family
Elevated Risks14Fire GradeAFloodX

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286 Pine St, Gardner, MA 01440— Property Report

Home& Property Details

286 Pine St is a Colonial single family built in 2001 located in Gardner, WORCESTER County, MA. The home has 1,152 square feet of living area on a 0.17-acre lot. The home has 3 bedrooms, 1 bathroom across 2 stories.

Flood Zone & Natural Hazard Assessment

286 Pine St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 286 Pine St at Grade A (Excellent fire protection access). The nearest fire station, GARDNER FIRE DEPARTMENT, is 0.4 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

The current municipal assessment is $110,000, with $67,000 attributed to land and $43,000 to improvements. The property last sold on September 1, 2009 for $110,000.

GardnerNeighborhood & Community

286 Pine St is located in Gardner, WORCESTER County, MA. The property is zoned GR3 (General Residential 3). The median home value in this census tract is $225,500. Median household income is $60,148. The owner-occupancy rate in the surrounding area is 16%. The property is served by the Gardner school district.

Full Property Intelligence Report

The complete NE Provenance report for 286 Pine St, Gardner, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.