NE Provenance

281 E Main St

Gloucester, MA 01930

residentialMulti-Family
Owner
Dea...
Owner Type
Individual
Tenure
1 yr
Assessed
$1,007,300
Built
1900
Sq Ft
1,500
Lot
0.21 ac
Bed/Bath
—
Type
Multi-Family
Elevated Risks27ConditionC4Fire GradeBPermits3Last PermitNov 2025FloodAESurgeCat 1

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281 E Main St, Gloucester, MA 01930— Property Report

Home& Property Details

281 E Main St is a Colonial multi-family built in 1900 located in Gloucester, Essex County, MA. The home has 1,500 square feet of living area on a 0.21-acre lot.

Flood Zone & Natural Hazard Assessment

281 E Main St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 3-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 281 E Main St at Grade B (Strong fire protection access). The nearest fire station, GLOUCESTER FIRE DEPARTMENT, is 0.8 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 3 building permits on file for 281 E Main St. The most recent permit was filed November 6, 2025. In the past five years, 3 permits have been issued. The current municipal assessment is $1,007,300, with $357,500 attributed to land and $649,800 to improvements. The property last sold on November 14, 2024 for $1,300,000. The deed history includes 1 recorded conveyance.

Environmental & Land Use

281 E Main St is classified as a waterfront property. The property is located within a designated historic district.

GloucesterNeighborhood & Community

281 E Main St is located in Gloucester, Essex County, MA. The property is zoned R-10 (Medium High Density Residential). The median home value in this census tract is $691,900. Median household income is $109,870. The owner-occupancy rate in the surrounding area is 74%. The property is served by the Gloucester school district.

Full Property Intelligence Report

The complete NE Provenance report for 281 E Main St, Gloucester, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.