NE Provenance

281 Bells Neck Rd

Harwich, MA 02645

residentialSingle Family
Owner
Arc...
Owner Type
Individual
Tenure
50 yrs
Assessed
$955,600
Built
1958
Sq Ft
2,566
Lot
0.35 ac
Bed/Bath
3/3
Type
Single Family
Elevated Risks16ConditionC2Fire GradeEPermits14Last PermitFeb 2026FloodX

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281 Bells Neck Rd, Harwich, MA 02645— Property Report

Home& Property Details

281 Bells Neck Rd is a Colonial single family built in 1958 located in Harwich, BARNSTABLE County, MA. The home has 2,566 square feet of living area on a 0.35-acre lot. The home has 3 bedrooms, 3 bathrooms across 2 stories.

Flood Zone & Natural Hazard Assessment

281 Bells Neck Rd is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Moderate. The ASCE 7-22 design wind speed for this location is 136 mph. The ground snow load is 30 psf.

Fire Protection

NE Provenance rates the fire protection for 281 Bells Neck Rd at Grade E (Minimal fire protection access). The nearest fire station, HARWICH FIRE DEPARTMENT, is 1.9 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.

Building Permits & Property History

Municipal records show 14 building permits on file for 281 Bells Neck Rd. The most recent permit was filed February 26, 2026. In the past five years, 1 permit has been issued. The current municipal assessment is $955,600, with $339,300 attributed to land and $616,300 to improvements.

Environmental & Land Use

281 Bells Neck Rd is classified as a waterfront property. Dam exposure is rated Low.

HarwichNeighborhood & Community

281 Bells Neck Rd is located in Harwich, BARNSTABLE County, MA. The property is zoned RL (Residential - Low Density). The median home value in this census tract is $583,100. Median household income is $89,115. The owner-occupancy rate in the surrounding area is 90%. The property is served by the Monomoy Regional school district.

Full Property Intelligence Report

The complete NE Provenance report for 281 Bells Neck Rd, Harwich, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.