NE Provenance

263 Temple St

Gardner, MA 01440

residentialSingle Family
Owner
Lon...
Owner Type
Individual
Tenure
32 yrs
Assessed
$306,000
Built
1950
Sq Ft
1,244
Lot
1.81 ac
Bed/Bath
4/1
Type
Single Family
Elevated Risks17ConditionC3Fire GradeBPermits2Last PermitOct 2017FloodX

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263 Temple St, Gardner, MA 01440— Property Report

Home& Property Details

263 Temple St is a Cape Cod single family built in 1950 located in Gardner, WORCESTER County, MA. The home has 1,244 square feet of living area on a 1.81-acre lot. The home has 4 bedrooms, 1 bathroom across 1.3 stories.

Flood Zone & Natural Hazard Assessment

263 Temple St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 263 Temple St at Grade B (Strong fire protection access). The nearest fire station, GARDNER FIRE DEPARTMENT, is 1.2 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 2 building permits on file for 263 Temple St. The most recent permit was filed October 24, 2017. The current municipal assessment is $306,000, with $97,900 attributed to land and $208,100 to improvements. The property last sold on April 21, 1994 for $112,500.

GardnerNeighborhood & Community

263 Temple St is located in Gardner, WORCESTER County, MA. The property is zoned SFR1 (Single Family Residential 1). The median home value in this census tract is $347,000. Median household income is $106,913. The owner-occupancy rate in the surrounding area is 70%. The property is served by the Gardner school district.

Full Property Intelligence Report

The complete NE Provenance report for 263 Temple St, Gardner, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.