NE Provenance

262 Smith St

Gardner, MA 01440

residentialSingle Family
Owner
Fle...
Owner Type
Individual
Tenure
19 yrs
Assessed
$736,500
Built
1998
Sq Ft
3,388
Lot
3.74 ac
Bed/Bath
—
Type
Single Family
Elevated Risks18ConditionC3Fire GradeCPermits3Last PermitMar 2025FloodX

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262 Smith St, Gardner, MA 01440— Property Report

Home& Property Details

262 Smith St is a Contemporary single family built in 1998 located in Gardner, WORCESTER County, MA. The home has 3,388 square feet of living area on a 3.74-acre lot.

Flood Zone & Natural Hazard Assessment

262 Smith St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 60 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 262 Smith St at Grade C (Adequate fire protection access). The nearest fire station, GARDNER FIRE DEPARTMENT, is 1.9 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure.

Building Permits & Property History

Municipal records show 3 building permits on file for 262 Smith St. The most recent permit was filed March 28, 2025. In the past five years, 2 permits have been issued. The current municipal assessment is $736,500, with $98,800 attributed to land and $637,700 to improvements. The property last sold on April 12, 2007 for $1.

GardnerNeighborhood & Community

262 Smith St is located in Gardner, WORCESTER County, MA. The property is zoned SFR1 (Single Family Residential 1). The median home value in this census tract is $347,000. Median household income is $74,621. The owner-occupancy rate in the surrounding area is 70%. The property is served by the Gardner school district.

Full Property Intelligence Report

The complete NE Provenance report for 262 Smith St, Gardner, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.