Building& Property Details
26 Water St is a Commercial built in 1840 located in Chester, Lower Connecticut River Valley Planning Region, CT. The building has 1,731 square feet of building area on a 0.51-acre lot. The building has 2 bedrooms, 2 bathrooms across 3 stories.
Flood Zone & Natural Hazard Assessment
26 Water St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 1-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Moderate. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.
Fire Protection
NE Provenance rates the fire protection for 26 Water St at Grade B (Strong fire protection access). The nearest fire station, Chester Fire Department Hose Company 1, is 0.2 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.
Building Permits & Property History
The current municipal assessment is $416,600, with $180,400 attributed to land and $236,200 to improvements. The property last sold on May 9, 2024 for $415,000.
Environmental & Land Use
26 Water St is classified as a waterfront property. Dam exposure is rated Low.
ChesterNeighborhood & Community
26 Water St is located in Chester, Lower Connecticut River Valley Planning Region, CT. The property is zoned VD (Village District). The median home value in this census tract is $404,000. Median household income is $80,148. The owner-occupancy rate in the surrounding area is 72%.
Full Property Intelligence Report
The complete NE Provenance report for 26 Water St, Chester, CT includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.
26 Water St