245 Humphrey StUnit 204Swampscott, MA 01907
residentialTwo-FamilyComplete building characteristics, construction details, and site data from municipal assessor records and supplementary sources.
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245 Humphrey St Unit 204 is a Condominium two-family built in 2013 located in Swampscott, Essex County, MA. The home has 1,380 square feet of living area.
245 Humphrey St Unit 204 is in FEMA flood zone VE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 1-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 40 psf. The EPA radon zone is 1 (highest potential).
NE Provenance rates the fire protection for 245 Humphrey St Unit 204 at Grade B (Strong fire protection access). The nearest fire station, SWAMPSCOTT FIRE DEPARTMENT, is 0.3 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.
The current municipal assessment is $809,300. The property last sold on March 17, 2017 for $665,000.
245 Humphrey St Unit 204 is classified as a waterfront property.
245 Humphrey St Unit 204 is located in Swampscott, Essex County, MA. The property is zoned A4 (Residence). The median home value in this census tract is $850,900. The owner-occupancy rate in the surrounding area is 84%. The property is served by the Swampscott school district.
The complete NE Provenance report for 245 Humphrey St Unit 204, Swampscott, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.