NE Provenance

242 Mill St

Worcester, MA 01602

Commercial
Owner
Loc...
Owner Type
Individual
Tenure
19 yrs
Assessed
$1,308,400
Built
1970
Sq Ft
12,155
Lot
0.94 ac
Bed/Bath
—
Type
Commercial
Elevated Risks21ConditionC3Fire GradeBPermits8Last PermitOct 2014FloodAE

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242 Mill St, Worcester, MA 01602— Property Report

Building& Property Details

242 Mill St is a Bank / Financial commercial built in 1970 located in Worcester, WORCESTER County, MA. The building has 12,155 square feet of building area on a 0.94-acre lot.

Flood Zone & Natural Hazard Assessment

242 Mill St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 242 Mill St at Grade B (Strong fire protection access). The nearest fire station, WORCESTER FIRE DEPARTMENT, is 0.8 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 8 building permits on file for 242 Mill St. The most recent permit was filed October 30, 2014. The current municipal assessment is $1,308,400, with $529,200 attributed to land and $779,200 to improvements. The property last sold on November 30, 2006 for $950,000.

Environmental & Land Use

242 Mill St is classified as a waterfront property. Dam exposure is rated Low.

WorcesterNeighborhood & Community

242 Mill St is located in Worcester, WORCESTER County, MA. The property is zoned BG-2.0 (General Business 2 To 1 Floor Area Ratio). The median home value in this census tract is $286,600. Median household income is $56,369. The owner-occupancy rate in the surrounding area is 49%. The property is served by the Worcester school district.

Full Property Intelligence Report

The complete NE Provenance report for 242 Mill St, Worcester, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.