What is the FEMA flood zone for 23 Mill Street?

23 Mill Street, Hardwick is in FEMA flood zone AREA NOT INCLUDED. This is a Special Flood Hazard Area where flood insurance is required for federally backed mortgages.

What is the fire protection grade for 23 Mill Street?

23 Mill Street, Hardwick has a fire protection grade of D, based on proximity to fire stations and hydrants, department capabilities, and municipal fire protection infrastructure.

23 Mill Street, Hardwick, MA

Property Search

23 Mill Street

Hardwick, MA 01031

|residentialSingle Family

|Property Wallet

Owner

Lor...

Owner Type

Individual

Tenure

10 yrs

Assessed

$230,300

Built

1890

Sq Ft

1,654

Lot

0.57 ac

Bed/Bath

4/1

Type

Single Family

Elevated Risks21Fire GradeDFloodAREA NOT INCLUDED

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23 Mill Street, Hardwick, MA 01031— Property Report

Home& Property Details

23 Mill Street is a Conventional single family built in 1890 located in Hardwick, WORCESTER County, MA. The home has 1,654 square feet of living area on a 0.57-acre lot. The home has 4 bedrooms, 1 bathroom across 2 stories.

Flood Zone & Natural Hazard Assessment

23 Mill Street is in FEMA flood zone AREA NOT INCLUDED. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 23 Mill Street at Grade D (Limited fire protection access). The nearest fire station, NEW BRAINTREE FIRE DEPARTMENT, is 2.8 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.

Building Permits & Property History

The current municipal assessment is $230,300, with $43,700 attributed to land and $186,600 to improvements. The property last sold on December 22, 2015 for $43,900.

HardwickNeighborhood & Community

23 Mill Street is located in Hardwick, WORCESTER County, MA. The property is zoned V (Village Residential). The median home value in this census tract is $330,300. Median household income is $93,961. The owner-occupancy rate in the surrounding area is 73%. The property is served by the Quabbin school district.

Full Property Intelligence Report

The complete NE Provenance report for 23 Mill Street, Hardwick, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.