NE Provenance

20 Risley St

Gardner, MA 01440

residentialSingle Family
Owner
Sal...
Owner Type
Individual
Tenure
24 yrs
Assessed
$267,500
Built
1945
Sq Ft
1,001
Lot
0.16 ac
Bed/Bath
—
Type
Single Family
Elevated Risks20ConditionC3Fire GradeBPermits3Last PermitMar 2025FloodX

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20 Risley St, Gardner, MA 01440— Property Report

Home& Property Details

20 Risley St is a Cape Cod single family built in 1945 located in Gardner, WORCESTER County, MA. The home has 1,001 square feet of living area on a 0.16-acre lot.

Flood Zone & Natural Hazard Assessment

20 Risley St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 20 Risley St at Grade B (Strong fire protection access). The nearest fire station, GARDNER FIRE DEPARTMENT, is 0.7 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 3 building permits on file for 20 Risley St. The most recent permit was filed March 26, 2025. In the past five years, 2 permits have been issued. The current municipal assessment is $267,500, with $66,700 attributed to land and $200,800 to improvements. The property last sold on November 29, 2001 for $70,000.

GardnerNeighborhood & Community

20 Risley St is located in Gardner, WORCESTER County, MA. The property is zoned COM2 (Commercial 2). The median home value in this census tract is $259,700. Median household income is $52,638. The owner-occupancy rate in the surrounding area is 71%. The property is served by the Gardner school district.

Full Property Intelligence Report

The complete NE Provenance report for 20 Risley St, Gardner, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.