NE Provenance

197 Andover St

Andover, MA 01810

Mixed Use
Owner
Mah...
Owner Type
Individual
Tenure
12 yrs
Assessed
$912,700
Built
1851
Sq Ft
1,944
Lot
0.24 ac
Bed/Bath
4/2
Type
Mixed Use
Elevated Risks22ConditionC2Fire GradeAPermits19Last PermitApr 2015FloodAE

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197 Andover St, Andover, MA 01810— Property Report

Building& Property Details

197 Andover St is a Multi-Family mixed use built in 1851 located in Andover, Essex County, MA. The building has 1,944 square feet of building area on a 0.24-acre lot. The building has 4 bedrooms, 2 bathrooms across 2 stories.

Flood Zone & Natural Hazard Assessment

197 Andover St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 197 Andover St at Grade A (Excellent fire protection access). The nearest fire station, ANDOVER FIRE DEPARTMENT, is 0.2 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 19 building permits on file for 197 Andover St. The most recent permit was filed April 15, 2015. The current municipal assessment is $912,700, with $318,300 attributed to land and $594,400 to improvements. The property last sold on September 17, 2013 for $435,000. The deed history includes 7 recorded conveyances.

Environmental & Land Use

197 Andover St is classified as a waterfront property. The property is located within a designated historic district. Dam exposure is rated Moderate.

AndoverNeighborhood & Community

197 Andover St is located in Andover, Essex County, MA. The property is zoned GB (General Business Zoning District). The median home value in this census tract is $856,900. Median household income is $181,734. The owner-occupancy rate in the surrounding area is 91%. The property is served by the Andover school district.

Full Property Intelligence Report

The complete NE Provenance report for 197 Andover St, Andover, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.