NE Provenance

175 Elm St

Somerville, MA 02144

Commercial
Owner
Lum...
Owner Type
Individual
Tenure
20 yrs
Assessed
$1,463,000
Built
1910
Sq Ft
4,088
Lot
0.13 ac
Bed/Bath
—
Type
Commercial
Elevated Risks15ConditionC3Fire GradeAPermits2Last PermitJan 2022FloodXSurgeCat 4

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175 Elm St, Somerville, MA 02144— Property Report

Building& Property Details

175 Elm St is a Bank / Financial commercial built in 1910 located in Somerville, MIDDLESEX County, MA. The building has 4,088 square feet of building area on a 0.13-acre lot.

Flood Zone & Natural Hazard Assessment

175 Elm St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The property falls within a Category 4 hurricane storm surge inundation zone based on NOAA SLOSH modeling. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 40 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 175 Elm St at Grade A (Excellent fire protection access). The nearest fire station, CAMBRIDGE FIRE DEPARTMENT, is 0.1 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 2 building permits on file for 175 Elm St. The most recent permit was filed January 13, 2022. In the past five years, 2 permits have been issued. The current municipal assessment is $1,463,000, with $980,700 attributed to land and $482,300 to improvements. The property last sold on April 14, 2006 for $615,000.

SomervilleNeighborhood & Community

175 Elm St is located in Somerville, MIDDLESEX County, MA. The property is zoned MR3 (Mid Rise 3). The median home value in this census tract is $1,165,900. Median household income is $200,001. The owner-occupancy rate in the surrounding area is 40%. The property is served by the Somerville school district.

Full Property Intelligence Report

The complete NE Provenance report for 175 Elm St, Somerville, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.