NE Provenance

174-176 Main St

Westerly, RI 02891

Other
Owner
Wis...
Owner Type
Individual
Tenure
6 yrs
Assessed
$498,800
Built
1880
Sq Ft
3,476
Lot
0.20 ac
Bed/Bath
9/4
Type
Other
Elevated Risks20ConditionC1Fire GradeAPermits9Last PermitSep 2025FloodXSurgeCat 4

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174-176 Main St, Westerly, RI 02891— Property Report

Home& Property Details

174-176 Main St is a Other built in 1880 located in Westerly, Washington County, RI. The home has 3,476 square feet of living area on a 0.20-acre lot. The home has 9 bedrooms, 4 bathrooms across 3 stories.

Flood Zone & Natural Hazard Assessment

174-176 Main St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The property falls within a Category 4 hurricane storm surge inundation zone based on NOAA SLOSH modeling. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 136 mph. The ground snow load is 30 psf. The EPA radon zone is 2.

Fire Protection

NE Provenance rates the fire protection for 174-176 Main St at Grade A (Excellent fire protection access). The nearest fire station, 7 UNION ST, is 0.4 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 9 building permits on file for 174-176 Main St. The most recent permit was filed September 16, 2025. In the past five years, 3 permits have been issued. The current municipal assessment is $498,800. The property last sold on December 17, 2019 for $430,000. The deed history includes 1 recorded conveyance.

Environmental & Land Use

174-176 Main St is classified as a waterfront property.

WesterlyNeighborhood & Community

174-176 Main St is located in Westerly, Washington County, RI. The property is zoned DC-2 (Downtown Center 2). The median home value in this census tract is $348,500. Median household income is $58,470. The owner-occupancy rate in the surrounding area is 54%. The property is served by the Westerly school district.

Full Property Intelligence Report

The complete NE Provenance report for 174-176 Main St, Westerly, RI includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.