NE Provenance

16 Ruth Dr

Old Saybrook, CT 06475

residentialSingle Family
Owner
Ema...
Owner Type
Individual
Tenure
10 yrs
Assessed
$423,000
Built
1960
Sq Ft
2,112
Lot
1.20 ac
Bed/Bath
4/3
Type
Single Family
Elevated Risks23ConditionC1Fire GradeCPermits10Last PermitJun 2024FloodVESurgeCat 1

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16 Ruth Dr, Old Saybrook, CT 06475— Property Report

Home& Property Details

16 Ruth Dr is a Colonial single family built in 1960 located in Old Saybrook, Lower Connecticut River Valley Planning Region, CT. The home has 2,112 square feet of living area on a 1.20-acre lot. The home has 4 bedrooms, 3 bathrooms, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

16 Ruth Dr is in FEMA flood zone VE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 1-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Moderate. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.

Fire Protection

NE Provenance rates the fire protection for 16 Ruth Dr at Grade C (Adequate fire protection access). The nearest fire station, Old Saybrook Fire Department Company 1, is 0.7 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure.

Building Permits & Property History

Municipal records show 10 building permits on file for 16 Ruth Dr. The most recent permit was filed June 14, 2024. In the past five years, 3 permits have been issued. The current municipal assessment is $423,000, with $115,300 attributed to land and $307,700 to improvements. The property last sold on June 8, 2016 for $335,800.

Environmental & Land Use

16 Ruth Dr is classified as a waterfront property.

Old SaybrookNeighborhood & Community

16 Ruth Dr is located in Old Saybrook, Lower Connecticut River Valley Planning Region, CT. The property is zoned A (Residence A). The median home value in this census tract is $493,800. Median household income is $96,046. The owner-occupancy rate in the surrounding area is 84%. The property is served by the Old Saybrook school district.

Full Property Intelligence Report

The complete NE Provenance report for 16 Ruth Dr, Old Saybrook, CT includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.