NE Provenance

16 Haverhill St

Andover, MA 01810

Commercial
Owner
JPN...
Owner Type
LLC
Tenure
23 yrs
Assessed
$3,769,900
Built
1900
Sq Ft
38,192
Lot
1.31 ac
Bed/Bath
—/14
Type
Commercial
Elevated Risks21ConditionC1Fire GradeBPermits121Last PermitAug 2025FloodAE

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16 Haverhill St, Andover, MA 01810— Property Report

Building& Property Details

16 Haverhill St is a Bank / Financial commercial built in 1900 located in Andover, Essex County, MA. The building has 38,192 square feet of building area on a 1.31-acre lot. The building has 14 bathrooms across 3 stories.

Flood Zone & Natural Hazard Assessment

16 Haverhill St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The FEMA National Risk Index composite rating for this area is Relatively Moderate. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 16 Haverhill St at Grade B (Strong fire protection access). The nearest fire station, ANDOVER FIRE DEPARTMENT, is 1.1 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 121 building permits on file for 16 Haverhill St. The most recent permit was filed August 23, 2025. In the past five years, 11 permits have been issued. The current municipal assessment is $3,769,900, with $434,500 attributed to land and $3,335,400 to improvements. The property last sold on October 8, 2002 for $1,200,000.

Environmental & Land Use

The property is located within a designated historic district.

AndoverNeighborhood & Community

16 Haverhill St is located in Andover, Essex County, MA. The property is zoned GB (General Business Zoning District). The median home value in this census tract is $651,900. Median household income is $200,001. The owner-occupancy rate in the surrounding area is 86%. The property is served by the Andover school district.

Full Property Intelligence Report

The complete NE Provenance report for 16 Haverhill St, Andover, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.