NE Provenance

154 Westerly Cir

Ludlow, MA 01056

residentialSingle Family
Owner
Jac...
Owner Type
Individual
Tenure
29 yrs
Assessed
$542,700
Built
1997
Sq Ft
3,143
Lot
1.15 ac
Bed/Bath
3/2
Type
Single Family
Elevated Risks18ConditionC3Fire GradeEPermits2Last PermitMay 2015FloodX

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154 Westerly Cir, Ludlow, MA 01056— Property Report

Home& Property Details

154 Westerly Cir is a Colonial single family built in 1997 located in Ludlow, HAMPDEN County, MA. The home has 3,143 square feet of living area on a 1.15-acre lot. The home has 3 bedrooms, 2 bathrooms, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

154 Westerly Cir is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 35 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 154 Westerly Cir at Grade E (Minimal fire protection access). The nearest fire station, WILBRAHAM FIRE DEPARTMENT, is 3.2 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.

Building Permits & Property History

Municipal records show 2 building permits on file for 154 Westerly Cir. The most recent permit was filed May 21, 2015. The current municipal assessment is $542,700, with $92,800 attributed to land and $449,900 to improvements. The property last sold on February 14, 1997 for $54,000.

LudlowNeighborhood & Community

154 Westerly Cir is located in Ludlow, HAMPDEN County, MA. The property is zoned A (Agriculture). The median home value in this census tract is $365,700. Median household income is $124,998. The owner-occupancy rate in the surrounding area is 86%. The property is served by the Ludlow school district.

Full Property Intelligence Report

The complete NE Provenance report for 154 Westerly Cir, Ludlow, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.