NE Provenance

14 Holmes St

Mystic, CT 06355

Commercial
Owner
E P...
Owner Type
LLC
Tenure
11 yrs
Assessed
$3,607,100
Built
1890
Sq Ft
22,753
Lot
1.01 ac
Bed/Bath
—
Type
Commercial
Elevated Risks24ConditionC1Fire GradeBPermits13Last PermitFeb 2025FloodAESurgeCat 1

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14 Holmes St, Mystic, CT 06355— Property Report

Building& Property Details

14 Holmes St is a Restaurant commercial built in 1890 located in Mystic, Southeastern Connecticut Planning Region, CT. The building has 22,753 square feet of building area on a 1.01-acre lot.

Flood Zone & Natural Hazard Assessment

14 Holmes St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 3-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Moderate. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.

Fire Protection

NE Provenance rates the fire protection for 14 Holmes St at Grade B (Strong fire protection access). The nearest fire station, Mystic Fire Department B. F. Hoxie Engine Company, is 0.3 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 13 building permits on file for 14 Holmes St. The most recent permit was filed February 3, 2025. In the past five years, 3 permits have been issued. The current municipal assessment is $3,607,100, with $1,072,600 attributed to land and $2,534,500 to improvements.

Environmental & Land Use

14 Holmes St is classified as a waterfront property.

MysticNeighborhood & Community

14 Holmes St is located in Mystic, Southeastern Connecticut Planning Region, CT. The property is zoned DB-5 (Development Area). The median home value in this census tract is $571,000. Median household income is $119,659. The owner-occupancy rate in the surrounding area is 70%. The property is served by the Stonington school district.

Full Property Intelligence Report

The complete NE Provenance report for 14 Holmes St, Mystic, CT includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.