NE Provenance

128 Main St

Westerly, RI 02891

Commercial
Owner
Dum...
Owner Type
LLC
Tenure
3 yrs
Assessed
$597,400
Built
1842
Sq Ft
3,793
Lot
0.55 ac
Bed/Bath
—
Type
Commercial
Elevated Risks23ConditionC2Fire GradeAPermits5Last PermitMar 2020FloodAESurgeCat 3

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128 Main St, Westerly, RI 02891— Property Report

Building& Property Details

128 Main St is a Commercial built in 1842 located in Westerly, Washington County, RI. The building has 3,793 square feet of building area on a 0.55-acre lot.

Flood Zone & Natural Hazard Assessment

128 Main St is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 3 hurricane storm surge inundation zone based on NOAA SLOSH modeling. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 136 mph. The ground snow load is 30 psf. The EPA radon zone is 2.

Fire Protection

NE Provenance rates the fire protection for 128 Main St at Grade A (Excellent fire protection access). The nearest fire station, 7 UNION ST, is 0.2 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 5 building permits on file for 128 Main St. The most recent permit was filed March 12, 2020. The current municipal assessment is $597,400. The property last sold on July 12, 2022 for $690,000. The deed history includes 2 recorded conveyances.

WesterlyNeighborhood & Community

128 Main St is located in Westerly, Washington County, RI. The property is zoned DC-2 (Downtown Center 2). The median home value in this census tract is $348,500. Median household income is $54,387. The owner-occupancy rate in the surrounding area is 54%. The property is served by the Westerly school district.

Full Property Intelligence Report

The complete NE Provenance report for 128 Main St, Westerly, RI includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.