NE Provenance

119 Howard St

Ludlow, MA 01056

residentialMulti-Family
Owner
Hud...
Owner Type
Individual
Tenure
4 yrs
Assessed
$385,200
Built
1915
Sq Ft
3,088
Lot
0.32 ac
Bed/Bath
5/4
Type
Multi-Family
Elevated Risks16ConditionC3Fire GradeBPermits8Last PermitMay 2021FloodX

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119 Howard St, Ludlow, MA 01056— Property Report

Home& Property Details

119 Howard St is a Multi-Family built in 1915 located in Ludlow, HAMPDEN County, MA. The home has 3,088 square feet of living area on a 0.32-acre lot. The home has 5 bedrooms, 4 bathrooms across 2 stories.

Flood Zone & Natural Hazard Assessment

119 Howard St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 35 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 119 Howard St at Grade B (Strong fire protection access). The nearest fire station, LUDLOW FIRE DEPARTMENT, is 1.0 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 8 building permits on file for 119 Howard St. The most recent permit was filed May 20, 2021. The current municipal assessment is $385,200, with $61,400 attributed to land and $323,800 to improvements. The deed history includes 2 recorded conveyances.

LudlowNeighborhood & Community

119 Howard St is located in Ludlow, HAMPDEN County, MA. The property is zoned RB (Residential B). The median home value in this census tract is $305,400. Median household income is $75,916. The owner-occupancy rate in the surrounding area is 78%. The property is served by the Ludlow school district.

Full Property Intelligence Report

The complete NE Provenance report for 119 Howard St, Ludlow, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.