NE Provenance

118 Ludlow St

Belchertown, MA 01007

residentialSingle Family
Owner
Jor...
Owner Type
Individual
Tenure
5 yrs
Assessed
$635,700
Built
2023
Sq Ft
2,096
Lot
1.34 ac
Bed/Bath
3/2
Type
Single Family
Elevated Risks16Fire GradeEFloodNOT DIGITIZED

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118 Ludlow St, Belchertown, MA 01007— Property Report

Home& Property Details

118 Ludlow St is a Contemporary single family built in 2023 located in Belchertown, HAMPSHIRE County, MA. The home has 2,096 square feet of living area on a 1.34-acre lot. The home has 3 bedrooms, 2 bathrooms, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

118 Ludlow St is in FEMA flood zone NOT DIGITIZED. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The FEMA National Risk Index composite rating for this area is Very Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 35 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 118 Ludlow St at Grade E (Minimal fire protection access). The nearest fire station, BELCHERTOWN FIRE DEPARTMENT, is 3.1 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.

Building Permits & Property History

The current municipal assessment is $635,700, with $70,700 attributed to land and $565,000 to improvements. The property last sold on September 1, 2020 for $35,000.

BelchertownNeighborhood & Community

118 Ludlow St is located in Belchertown, HAMPSHIRE County, MA. The property is zoned AG-B (Rural Residential). The median home value in this census tract is $355,100. Median household income is $103,050. The owner-occupancy rate in the surrounding area is 91%. The property is served by the Belchertown school district.

Full Property Intelligence Report

The complete NE Provenance report for 118 Ludlow St, Belchertown, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.