Home& Property Details
116 Ferry Rd is a Colonial single family built in 1961 located in Lyme, Lower Connecticut River Valley Planning Region, CT. The home has 3,400 square feet of living area on a 5.60-acre lot.
Flood Zone & Natural Hazard Assessment
116 Ferry Rd is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 1-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.
Fire Protection
NE Provenance rates the fire protection for 116 Ferry Rd at Grade D (Limited fire protection access). The nearest fire station, Lyme Fire Department - Hadlyme Station, is 1.1 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade D or E may face higher insurance premiums due to limited fire protection resources.
Building Permits & Property History
The current municipal assessment is $1,388,400, with $545,100 attributed to land and $843,300 to improvements.
Environmental & Land Use
116 Ferry Rd is classified as a waterfront property. Mapped wetlands are present on or adjacent to the parcel. Dam exposure is rated Low.
LymeNeighborhood & Community
116 Ferry Rd is located in Lyme, Lower Connecticut River Valley Planning Region, CT. The property is zoned RU-120 (Rural District). The median home value in this census tract is $583,500. Median household income is $103,706. The owner-occupancy rate in the surrounding area is 88%. The property is served by the Regional School District 18 school district.
Full Property Intelligence Report
The complete NE Provenance report for 116 Ferry Rd, Lyme, CT includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.
116 Ferry Rd