NE Provenance

1096 State St

Springfield, MA 01109

Commercial
Owner
Rob...
Owner Type
Trust
Tenure
43 yrs
Assessed
$173,500
Built
1915
Sq Ft
3,909
Lot
0.13 ac
Bed/Bath
1/3
Type
Commercial
Elevated Risks23ConditionC3Fire GradeBPermits17Last PermitApr 2023FloodX

Building & Site Intelligence

Complete building characteristics, construction details, and site data from municipal assessor records and supplementary sources.

Available intelligence on this tab

Construction typeExterior & roof materialsFoundationHeating & cooling systemsStories, bedrooms, bathroomsBuilding & roof footprintGarage & parkingZoning & land useElevationSoil type & drainageUtility connectionsNearest structure distanceDensity classificationEnergy code tierAlternate addressesUSPS mailing cityAddress verification

Data coverage varies by municipality — check availability

Unlock full intelligence for 1096 State St

Property professional?

Full access to 1096 State St and 4.7M+ others

Free for 14 days, cancel anytime

Home owner, buyer, or seller?

Your agent can share the full report with you for free

Search for Other Properties

1096 State St, Springfield, MA 01109— Property Report

Building& Property Details

1096 State St is a Bank / Financial commercial built in 1915 located in Springfield, HAMPDEN County, MA. The building has 3,909 square feet of building area on a 0.13-acre lot. The building has 1 bedroom, 3 bathrooms across 2 stories.

Flood Zone & Natural Hazard Assessment

1096 State St is in FEMA flood zone X. Zone X is outside the Special Flood Hazard Area, meaning the property has minimal flood risk according to FEMA mapping. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 35 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 1096 State St at Grade B (Strong fire protection access). The nearest fire station, SPRINGFIELD FIRE DEPARTMENT, is 0.6 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 17 building permits on file for 1096 State St. The most recent permit was filed April 13, 2023. In the past five years, 4 permits have been issued. The current municipal assessment is $173,500, with $59,400 attributed to land and $114,100 to improvements. The property last sold on September 15, 1982 for $25,000. The deed history includes 1 recorded conveyance.

SpringfieldNeighborhood & Community

1096 State St is located in Springfield, HAMPDEN County, MA. The property is zoned BUS-A (General Business). The median home value in this census tract is $190,000. Median household income is $46,225. The owner-occupancy rate in the surrounding area is 41%. The property is served by the Springfield school district.

Full Property Intelligence Report

The complete NE Provenance report for 1096 State St, Springfield, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.