NE Provenance

109 Surf Dr

Falmouth, MA 02540

residentialSingle Family
Owner
Her...
Owner Type
Individual
Tenure
17 yrs
Assessed
$844,800
Built
1966
Sq Ft
1,267
Lot
0.21 ac
Bed/Bath
3/1
Type
Single Family
Elevated Risks23ConditionC3Fire GradeBPermits6Last PermitNov 2012FloodVESurgeCat 1

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109 Surf Dr, Falmouth, MA 02540— Property Report

Home& Property Details

109 Surf Dr is a Ranch single family built in 1966 located in Falmouth, BARNSTABLE County, MA. The home has 1,267 square feet of living area on a 0.21-acre lot. The home has 3 bedrooms, 1 bathroom, 1 half bath across 1 story.

Flood Zone & Natural Hazard Assessment

109 Surf Dr is in FEMA flood zone VE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. The FEMA National Risk Index composite rating for this area is Relatively Moderate. The ASCE 7-22 design wind speed for this location is 136 mph. The ground snow load is 30 psf.

Fire Protection

NE Provenance rates the fire protection for 109 Surf Dr at Grade B (Strong fire protection access). The nearest fire station, FALMOUTH FIRE RESCUE, is 0.8 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 6 building permits on file for 109 Surf Dr. The most recent permit was filed November 26, 2012. The current municipal assessment is $844,800, with $692,000 attributed to land and $152,800 to improvements. The property last sold on February 23, 2009 for $1.

Environmental & Land Use

109 Surf Dr is classified as a waterfront property. Dam exposure is rated Moderate.

FalmouthNeighborhood & Community

109 Surf Dr is located in Falmouth, BARNSTABLE County, MA. The property is zoned RC (Single Residence C). The median home value in this census tract is $883,100. Median household income is $70,876. The owner-occupancy rate in the surrounding area is 71%. The property is served by the Falmouth school district.

Full Property Intelligence Report

The complete NE Provenance report for 109 Surf Dr, Falmouth, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.