NE Provenance

10 Ruby Cir

Haverhill, MA 01830

residentialSingle Family
Owner
Dub...
Owner Type
Individual
Tenure
28 yrs
Assessed
$509,300
Built
1989
Sq Ft
2,160
Lot
0.20 ac
Bed/Bath
3/2
Type
Single Family
Elevated Risks20ConditionC2Fire GradeBPermits4Last PermitDec 2022FloodAE

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10 Ruby Cir, Haverhill, MA 01830— Property Report

Home& Property Details

10 Ruby Cir is a Colonial single family built in 1989 located in Haverhill, Essex County, MA. The home has 2,160 square feet of living area on a 0.20-acre lot. The home has 3 bedrooms, 2 bathrooms across 2 stories.

Flood Zone & Natural Hazard Assessment

10 Ruby Cir is in FEMA flood zone AE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 50 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 10 Ruby Cir at Grade B (Strong fire protection access). The nearest fire station, HAVERHILL FIRE DEPARTMENT, is 0.9 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 4 building permits on file for 10 Ruby Cir. The most recent permit was filed December 3, 2022. In the past five years, 4 permits have been issued. The current municipal assessment is $509,300, with $190,900 attributed to land and $318,400 to improvements. The property last sold on March 4, 1998 for $1,000. The deed history includes 7 recorded conveyances.

HaverhillNeighborhood & Community

10 Ruby Cir is located in Haverhill, Essex County, MA. The property is zoned RH (High Density Residential). The median home value in this census tract is $415,400. Median household income is $109,700. The owner-occupancy rate in the surrounding area is 70%. The property is served by the Haverhill school district.

Full Property Intelligence Report

The complete NE Provenance report for 10 Ruby Cir, Haverhill, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.