NE Provenance

10 Harvard St

Marblehead, MA 01945

residentialSingle Family
Owner
Ted...
Owner Type
Individual
Tenure
6 yrs
Assessed
$4,112,500
Built
1895
Sq Ft
3,262
Lot
0.26 ac
Bed/Bath
4/4
Type
Single Family
Elevated Risks24ConditionC1Fire GradeBPermits12Last PermitJun 2023FloodVESurgeCat 4

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10 Harvard St, Marblehead, MA 01945— Property Report

Home& Property Details

10 Harvard St is a Colonial single family built in 1895 located in Marblehead, Essex County, MA. The home has 3,262 square feet of living area on a 0.26-acre lot. The home has 4 bedrooms, 4 bathrooms, 1 half bath across 2 stories.

Flood Zone & Natural Hazard Assessment

10 Harvard St is in FEMA flood zone VE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 4 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 1-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Low. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 40 psf. The EPA radon zone is 1 (highest potential).

Fire Protection

NE Provenance rates the fire protection for 10 Harvard St at Grade B (Strong fire protection access). The nearest fire station, MARBLEHEAD FIRE DEPARTMENT, is 0.7 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure. Properties with Grade A or B typically receive favorable insurance rates due to strong fire protection infrastructure.

Building Permits & Property History

Municipal records show 12 building permits on file for 10 Harvard St. The most recent permit was filed June 10, 2023. In the past five years, 5 permits have been issued. The current municipal assessment is $4,112,500, with $2,819,600 attributed to land and $1,292,900 to improvements. The property last sold on October 30, 2019 for $4,150,000.

Environmental & Land Use

10 Harvard St is classified as a waterfront property.

MarbleheadNeighborhood & Community

10 Harvard St is located in Marblehead, Essex County, MA. The property is zoned SESR (Shoreline Expanded Single Residence). The median home value in this census tract is $992,500. Median household income is $200,001. The owner-occupancy rate in the surrounding area is 81%. The property is served by the Marblehead school district.

Full Property Intelligence Report

The complete NE Provenance report for 10 Harvard St, Marblehead, MA includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.