Home& Property Details
10 Cove St is a Colonial single family built in 2005 located in Old Saybrook, Lower Connecticut River Valley Planning Region, CT. The home has 2,965 square feet of living area on a 0.78-acre lot. The home has 3 bedrooms, 2 bathrooms, 1 half bath across 3 stories.
Flood Zone & Natural Hazard Assessment
10 Cove St is in FEMA flood zone VE. This is a Special Flood Hazard Area (SFHA) where flood insurance is typically required for federally backed mortgages. The property falls within a Category 1 hurricane storm surge inundation zone based on NOAA SLOSH modeling. This property is at risk of inundation under a 1-foot sea level rise scenario. The FEMA National Risk Index composite rating for this area is Relatively Moderate. The ASCE 7-22 design wind speed for this location is 123 mph. The ground snow load is 30 psf. The EPA radon zone is 2.
Fire Protection
NE Provenance rates the fire protection for 10 Cove St at Grade C (Adequate fire protection access). The nearest fire station, Old Saybrook Fire Department Company 1, is 1.3 miles away. This grade reflects fire station proximity, department capabilities, hydrant coverage, and municipal water infrastructure.
Building Permits & Property History
Municipal records show 12 building permits on file for 10 Cove St. The most recent permit was filed March 21, 2022. In the past five years, 1 permit has been issued. The current municipal assessment is $929,000, with $416,600 attributed to land and $512,400 to improvements. The property last sold on March 25, 2004 for $550,000.
Environmental & Land Use
10 Cove St is classified as a waterfront property.
Old SaybrookNeighborhood & Community
10 Cove St is located in Old Saybrook, Lower Connecticut River Valley Planning Region, CT. The property is zoned A (Residence A). The median home value in this census tract is $493,800. Median household income is $86,349. The owner-occupancy rate in the surrounding area is 84%. The property is served by the Old Saybrook school district.
Full Property Intelligence Report
The complete NE Provenance report for 10 Cove St, Old Saybrook, CT includes over 430 data attributes sourced from 140+ public and proprietary datasets. The full report covers building construction and materials, NEP Condition Estimate derived from permit history, system ages for roof, electrical, plumbing, and HVAC, complete ownership and deed chain with transaction classification, FEMA flood and coastal hazard analysis, environmental contamination screening, and neighborhood demographics. Available as a professional property wallet, PDF report, or structured data export.
10 Cove St